<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Paid &amp; Billed blog</title><description>Plain-English guides to pay and bill, margin, compliance and growing a runner book.</description><link>https://paidandbilled.com/</link><language>en-GB</language><item><title>Employment Intermediaries Reports: What UK Recruitment Agencies Need to Send HMRC</title><link>https://paidandbilled.com/blog/employment-intermediaries-report-recruitment-agencies/</link><guid isPermaLink="true">https://paidandbilled.com/blog/employment-intermediaries-report-recruitment-agencies/</guid><description>How UK recruitment agencies send HMRC&apos;s quarterly employment intermediaries report: who must report, which contractors go on it, deadlines and penalties.</description><pubDate>Sun, 01 Nov 2026 00:00:00 GMT</pubDate><category>Compliance</category></item><item><title>Self-Billing Invoices for Contractors: How They Work in the UK</title><link>https://paidandbilled.com/blog/self-billing-invoices-contractors-uk/</link><guid isPermaLink="true">https://paidandbilled.com/blog/self-billing-invoices-contractors-uk/</guid><description>How self-billing works for UK recruitment agencies paying Ltd contractors: the HMRC agreement you need, what each invoice must show, and common mistakes.</description><pubDate>Sun, 25 Oct 2026 00:00:00 GMT</pubDate><category>Compliance</category></item><item><title>IR35 for Recruitment Agencies: Fee Payer, SDS and Margin</title><link>https://paidandbilled.com/blog/ir35-for-recruitment-agencies/</link><guid isPermaLink="true">https://paidandbilled.com/blog/ir35-for-recruitment-agencies/</guid><description>What IR35 means for UK recruitment agencies: when you&apos;re the fee payer, what a valid SDS needs, the margin hit inside IR35 and where liability lands.</description><pubDate>Fri, 23 Oct 2026 00:00:00 GMT</pubDate><category>Compliance</category></item><item><title>PAYE vs Umbrella vs Ltd Contractors: A Guide for Agencies</title><link>https://paidandbilled.com/blog/paye-vs-umbrella-vs-limited-company-contractors/</link><guid isPermaLink="true">https://paidandbilled.com/blog/paye-vs-umbrella-vs-limited-company-contractors/</guid><description>How PAYE, umbrella and limited company contractors change an agency&apos;s pay, billing and margin, including the April 2026 umbrella rules and IR35.</description><pubDate>Fri, 23 Oct 2026 00:00:00 GMT</pubDate><category>Pay and bill</category></item><item><title>How to calculate margin on a contract placement (with a worked example)</title><link>https://paidandbilled.com/blog/contract-placement-margin-calculation/</link><guid isPermaLink="true">https://paidandbilled.com/blog/contract-placement-margin-calculation/</guid><description>A plain-English guide for UK agencies to calculating contractor margin: pay rate vs charge rate, on-costs, PAYE vs umbrella vs Ltd, and how margin feeds commission.</description><pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate><category>Margin</category></item><item><title>The cost of getting pay and bill wrong</title><link>https://paidandbilled.com/blog/cost-of-getting-pay-and-bill-wrong/</link><guid isPermaLink="true">https://paidandbilled.com/blog/cost-of-getting-pay-and-bill-wrong/</guid><description>Small pay and bill errors in UK recruitment agencies compound into wrong margin, overpaid commission and cashflow gaps. Where it goes wrong and how to fix it.</description><pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate><category>Pay and bill</category></item><item><title>How to stop chasing contractor timesheets before payroll cut-off</title><link>https://paidandbilled.com/blog/chasing-contractor-timesheets-payroll-cut-off/</link><guid isPermaLink="true">https://paidandbilled.com/blog/chasing-contractor-timesheets-payroll-cut-off/</guid><description>Still chasing contractor timesheets every Friday? Practical fixes for UK recruitment agencies to get timesheets in before payroll cut-off.</description><pubDate>Thu, 15 Oct 2026 00:00:00 GMT</pubDate><category>Timesheets</category></item></channel></rss>